Countries That Use Cryptocurrency: Where Apple Products Cost Less
The digital finance world is changing rapidly, and you might wonder which countries that use cryptocurrency lead the way. India stands at the top with 103 million crypto holders – about 7.23% of its population. The numbers are impressive in the United States too, where 45 million people (13.22% of Americans) own crypto.
Some countries show remarkable crypto adoption rates. Vietnam leads the pack with 20.54% of its population – roughly 20 million people – holding cryptocurrencies. The numbers are even more striking in Nigeria, where 47% of adults use or own cryptocurrency. The global crypto community keeps growing, and experts predict about 861 million users worldwide by 2025, which would be 11.02% of the world’s population.
This piece takes a deep dive into the countries with the highest cryptocurrency usage. We’ll explore why some regions adopt digital assets faster than others and how this connects to Apple product pricing. The crypto landscape includes pioneering nations like El Salvador, which made history as the first country to make Bitcoin legal tender. Countries like Switzerland and Singapore also embrace crypto as legitimate currency and provide tax benefits to users.
Global Crypto Adoption in 2025
Cryptocurrency has transformed remarkably since its early days. The year 2025 shows digital currencies have secured their place in the global financial ecosystem. They’ve moved from a niche interest to mainstream acceptance.
How many people use cryptocurrency worldwide
Cryptocurrency users have grown exponentially, reaching an estimated 861 million users worldwide in 2025. This number represents about 11.02% of the global population. One in ten people now use digital currencies. The user base grew by almost 200% between 2018 and 2020.
Research from centralized exchange Crypto.com shows 659 million cryptocurrency holders at the end of 2025. Industry experts believe stronger growth lies ahead. Some predict cryptocurrency could reach 5 billion users within the next decade.
The growth curve picked up speed after 2023, when 560 million people owned cryptocurrencies globally. The gender split showed 61% male and 39% female users, with 34% aged between 25-34.
Which countries use cryptocurrency the most
| Country | Crypto Users (2025) | % of Population | Global Ranking |
|---|---|---|---|
| India | 107.3 million | 7.35% | 1 |
| United States | 65 million | 28% | 2 |
| Brazil | 31.9 million | 13.82% | 3 |
| Indonesia | 28.65 million | 10.16% | 4 |
| Pakistan | 27.1 million | 10.85% | 5 |
| Nigeria | 25.86 million | 11.02% | 6 |
| Russia | 24.59 million | 17.13% | 7 |
| Vietnam | 15.96 million | 15.95% | 8 |
| Philippines | 10.55 million | 8.73% | 9 |
| Ukraine | 1.912 million | 4.93% | 10 |
The Asia-Pacific region leads grassroots crypto activity, with India, Pakistan, and Vietnam showing widespread adoption. Central & Southern Asia and Oceania (CSAO) tops the 2024 adoption index. Seven of the top 20 countries come from this region.
Ukraine, Moldova, and Georgia show high crypto activity compared to their population size. This trend appears especially strong during economic uncertainty.
Why crypto adoption is accelerating
Several factors propel this unprecedented growth in cryptocurrency adoption:
Economic instability serves as a powerful catalyst. People in countries facing inflation, currency devaluation, or capital restrictions use cryptocurrencies as practical alternatives rather than speculative assets. Citizens in Argentina and Turkey increasingly store value in digital currencies to protect against high inflation.
Financial inclusion needs push adoption forward. The World Bank reports 1.4 billion adults lack banking services worldwide. Digital currencies enable global economic participation in countries with limited traditional banking access. Ukraine, Nigeria, Kenya, and Pakistan lead this trend.
Regulatory clarity encourages institutional adoption. The European Union’s Markets in Crypto-Assets Regulation (MiCAR) started operating fully in January 2025. Many consider it a ‘landmark law’ that brings legal certainty to the European digital asset market. Recent U.S. legislative changes under the Trump administration signal a decisive move toward adoption.
Technological advancements in digital asset custody improve security through innovations like Multi-Party Computation (MPC) and AI-driven transaction analysis. These tools remove single points of failure, monitor risks immediately, and manage various digital assets efficiently.
Countries with the highest crypto usage might see unique economic benefits. Users could save money on products like Apple devices through services that utilize cryptocurrencies’ borderless nature.
Top Countries That Use Cryptocurrency the Most
Image Source: Chainalysis
Top Countries That Use Cryptocurrency the Most
The crypto world shows some amazing regional patterns. Let’s get into which countries lead this digital financial transformation and what makes them special.
India: Largest number of crypto users
India rules the global crypto scene with over 93 million users. This represents about 6.55% of its population, making it the world’s biggest crypto market by volume. The country’s young, tech-savvy population accepts new ideas despite unclear regulations. Easy mobile internet access and worries about inflation have made cryptocurrencies a popular investment choice.
Vietnam: High ownership, low usage
Vietnam tells an interesting story with 21.19% of its population (about 20 million people) owning cryptocurrency. Vietnamese citizens show different patterns than other countries with high adoption rates. They prefer holding rather than trading actively. Limited access to traditional banking, widespread mobile use, and strong interest in different investments drive this high ownership. The country ranked fifth in the 2024 Global Crypto Adoption Index.
Nigeria: Crypto as inflation hedge
Cryptocurrency is a vital economic tool in Nigeria. About half the adult population uses digital currencies, placing the country second in the global adoption index. Nigerians turn to crypto to protect their wealth from severe inflation and currency devaluation. Bitcoin’s naira price often rises as the naira weakens, which helps maintain buying power. The country leads Sub-Saharan Africa with over $59 billion in crypto transactions between July 2023-June 2024.
Indonesia: Youth-driven adoption
Indonesia stands third globally in cryptocurrency adoption. The country has more than 20 million crypto investors—a big deal as it means that stock market investors (14 million) lag behind. Young Indonesians accelerate this growth, with 60% of crypto investors aged 18-30. The 2025 Chainalysis global index places Indonesians 4th worldwide in DeFi usage. This matches the country’s digital growth—about 66% of Indonesians use the internet, and mobile connections exceed 127% of the population.
UAE: Highest % of population using crypto
The United Arab Emirates has the highest cryptocurrency adoption rate worldwide at 25.3%. The UAE has become a global crypto hub. The nation saw a remarkable 210% increase in adoption since 2019. The boom peaked in 2022 when over 34% of the population owned digital assets. Progressive policies like zero taxes for crypto owners and businesses fuel this exceptional growth.
| Country | % Population Using Crypto | Total Users (millions) | Global Ranking | Notable Feature |
|---|---|---|---|---|
| India | 6.55% | 93.5 | 1 | Largest user base |
| Vietnam | 21.19% | 20.9 | 5 | Second highest ownership rate |
| Nigeria | 5.93% | 13.2 | 2 | Inflation hedge use case |
| Indonesia | 4.40% | 12.2 | 3 | Youth-driven adoption |
| UAE | 25.3% | ~3.0 | – | Highest % of population |
Note: AppleBitcoins provides economical solutions to buy Apple products using cryptocurrency in all these countries, with tax-included pricing and delivery to over 100 countries.
What Makes These Countries Crypto-Friendly
Several structural advantages explain the impressive adoption rates in top crypto nations. These advantages help us understand why some regions accept digital currencies more readily than others.
Low or zero crypto taxes
The lack of taxation substantially drives cryptocurrency adoption. Twelve nations currently offer complete tax exemption on crypto assets, including the UAE, El Salvador, and Switzerland. Investors in these jurisdictions pay zero capital gains tax on their digital assets. This creates powerful financial incentives.
| Country | Crypto Capital Gains Tax | Corporate Tax | Notes |
|---|---|---|---|
| UAE | 0% | 9% (businesses only) | Zero personal income tax |
| Switzerland | 0% for private investors | Varies by canton | Tax-exempt for individuals |
| El Salvador | 0% | 0% (for Bitcoin) | Bitcoin is legal tender |
| Germany | 0% (if held >1 year) | 15-45% | Long-term holding exemption |
| Portugal | 0% (personal holdings) | Varies | No VAT on transactions |
Supportive regulations and legal clarity
Clear regulations attract both individual investors and businesses to crypto-friendly nations. Countries like Singapore have implemented clear frameworks through their Payment Services Act. Japan has recognized Bitcoin as legal tender since 2017. These progressive policies remove uncertainty and let businesses operate confidently within established guidelines.
High mobile and internet penetration
A resilient technological infrastructure remains vital to cryptocurrency adoption. Singapore, the U.S., and the UK lead in adoption because of their exceptional digital readiness. Widespread internet access brings financial inclusion to countries with limited traditional banking services. Ukraine, Nigeria, and Pakistan use cryptocurrencies for faster and cheaper cross-border transactions.
Cultural openness to digital finance
Cultural elements shape cryptocurrency adoption patterns. Research shows that countries with young, tech-savvy populations adopt digital currencies earlier. Countries with individualistic cultural traits show higher adoption rates because members make independent financial decisions rather than following group opinion. Societies that value material success and competition naturally gravitate toward innovative technologies like cryptocurrency.
AppleBitcoins offers the most affordable way to purchase Apple products using cryptocurrency across crypto-friendly countries, with tax-included pricing and delivery to over 100 countries worldwide.
Where Apple Products Cost Less in Crypto Countries
Apple products come with surprising perks for consumers living in crypto-friendly nations. Let’s look at how Apple’s pricing works in markets where digital currencies thrive.
Japan: Low Apple prices and high crypto use
Japanese consumers enjoy some of the best Apple prices worldwide, though these prices swing with the yen’s value. Apple bumped up iPhone prices by about 25% in 2022, pushing the iPhone 13 to ¥117,800 (USD 868). The prices remain competitive globally despite these changes.
Vietnam: Affordable Apple gear, high ownership
The Vietnamese crypto scene boasts 18.6 million cryptocurrency owners, making up almost one-fifth of the population. This remarkable growth goes hand in hand with Vietnam’s push toward a digital economy. Payment apps like Moca, Momo, and Zalopay have gained widespread use. Young adults dominate the market – 70% of Vietnamese crypto owners are aged 18-34. This demographic matches Apple’s target audience perfectly.
UAE: Tax-free Apple purchases with crypto
The UAE made waves by exempting all cryptocurrency transactions from value-added tax (VAT). This new rule kicked in on November 15, 2024, and reaches back to January 1, 2018. UAE residents can now skip the usual 5% tax on crypto transfers and conversions when they buy Apple products with digital currencies.
Singapore: Crypto-friendly and Apple products readily available
iStudio, Singapore’s biggest Apple Premium Reseller, teamed up with Triple-A payment gateway to bring crypto payments to select stores. Customers can now grab their favorite Apple products using Bitcoin (BTC), Tether (USDT), and USD Coin (USDC) at spots like Jurong Point, Tampines Mall, Paragon, NEX, and Changi Airport Terminal 3.
Australia: Cheaper Apple devices and high crypto use
One in 3 Australian adults now own cryptocurrency. Many switched to crypto because traditional banking wasn’t meeting their needs. Bitcoin leads the pack as the most popular choice, with Ethereum and Dogecoin following close behind.
| Country | Crypto Adoption | Apple Pricing Advantage | Payment Options |
|---|---|---|---|
| Japan | High | Currency fluctuation benefits | Traditional + Crypto |
| Vietnam | 18.6M users (20%) | Emerging market pricing | Expanding crypto options |
| UAE | 0% VAT on crypto | Tax-free purchasing | All cryptocurrencies |
| Singapore | Select store adoption | Direct crypto purchasing | BTC, USDT, USDC |
| Australia | 33% adult ownership | Competitive regional pricing | Growing options |
AppleBitcoins provides affordable ways to buy Apple products with cryptocurrency worldwide. They include taxes in their pricing and ship to more than 100 countries.
AppleBitcoins: The Best Way to Buy Apple Products with Crypto
Buying Apple products with cryptocurrency has never been easier thanks to specialized platforms. One platform stands above the rest for shoppers worldwide looking to get the best value.
What is AppleBitcoins?
AppleBitcoins is an independent online marketplace that sells genuine Apple products for digital currencies. This 4-year-old platform has earned a solid 4.2/5 trust score. Customers love the quick shipping times, helpful support team, and factory-sealed genuine products. The platform lets you pay with Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Monero, Solana, Shiba Inu, and Dogecoin.
Why AppleBitcoins is the cheapest option
You’ll save big with prices 10% below regular payment methods. This makes AppleBitcoins a much better deal than official Apple stores. The savings come from smart product sourcing in cheaper regions. Crypto payments cut out those pesky international card fees. The platform’s simplified processes help keep costs down too.
Tax included pricing and global delivery
AppleBitcoins shows all taxes and duties right in the displayed prices. No more surprises at checkout – the price you see is what you’ll pay. They even throw in free tracked shipping worldwide. Every customer gets a tracking number to follow their delivery, whatever their location.
How AppleBitcoins works in 100+ countries
The platform keeps transactions safe with multiple payment processors:
- Coinbase Commerce: Keeps your privacy safe
- CoinPayments.net: Just 0.5% per transaction
- BTCPay Server: Uses Lightning Network for fast transfers
Comparison with local Apple store prices
| Country | AppleBitcoins Price Advantage | Delivery Time | Payment Options |
|---|---|---|---|
| Europe | 10% + no VAT | 3-4 days | All major cryptocurrencies |
| USA/Canada | 10% below retail | 3-4 days | Bitcoin, Ethereum, etc. |
| Other Countries | Tax-free pricing | 5-6 days | 10+ cryptocurrencies |
The platform backs every purchase with a 30-day refund policy. This gives peace of mind to crypto users everywhere.
Conclusion
Cryptocurrency adoption continues to alter the global financial map. Countries like India, Vietnam, Nigeria, Indonesia, and the UAE now lead this digital revolution. These nations show how zero taxation, clear regulations, reliable infrastructure, and cultural openness drive adoption rates.
The widespread use of cryptocurrency has brought unexpected benefits to consumers, especially Apple product buyers. Countries with high crypto adoption tend to offer better Apple pricing structures through currency advantages or special marketplace deals.
| Benefit | AppleBitcoins Advantage | Traditional Apple Stores |
|---|---|---|
| Pricing | 10% below retail + no hidden fees | Full retail pricing |
| Payment Options | Bitcoin, Ethereum, Litecoin, Monero, Solana & more | Limited to fiat currencies |
| Global Delivery | Free shipping to 100+ countries | Varies by region |
| Taxes & Duties | All included in displayed price | Often added at checkout |
| Return Policy | 30-day guarantee | Varies by country |
Platforms like AppleBitcoins connect digital currency holders with premium technology products. Crypto users can now use their digital assets for real-life purchases and save money compared to traditional payment methods.
Cryptocurrency adoption varies worldwide, but growth continues steadily. Users in India’s massive market, Vietnam’s high ownership rates, or the UAE’s tax-friendly environment can all benefit from using cryptocurrency to buy Apple products.
The connection between cryptocurrency adoption and consumer purchasing power shows how digital finance changes everyday commerce. AppleBitcoins demonstrates this shift by making premium technology available to crypto holders in over 100 countries without complex currency conversions or hidden fees.
Cryptocurrency usage will reach an estimated 5 billion users in the next decade. More marketplaces will emerge in industries of all types, establishing digital currencies as practical tools rather than just investment vehicles.
Key Takeaways
The global cryptocurrency revolution is reshaping how consumers access premium technology, with strategic advantages emerging in high-adoption countries for Apple product purchases.
• India leads with 107 million crypto users, while UAE boasts the highest adoption rate at 25.3% of population, driven by zero taxes and regulatory clarity.
• Crypto-friendly countries offer significant Apple savings through tax exemptions, favorable exchange rates, and specialized platforms like AppleBitcoins.
• AppleBitcoins provides 10% savings below retail with tax-included pricing and free global delivery to 100+ countries using major cryptocurrencies.
• Economic factors drive adoption: Countries with inflation, limited banking access, and young tech-savvy populations show highest cryptocurrency usage rates.
• Regulatory clarity accelerates growth: Nations with zero crypto taxes and supportive frameworks like UAE, Switzerland, and Singapore lead adoption trends.
The convergence of cryptocurrency adoption and consumer technology creates unprecedented opportunities for digital asset holders to leverage their investments for real-world purchases while enjoying substantial cost advantages over traditional payment methods.
FAQs
Q1. Can I purchase Apple products using cryptocurrency? Yes, you can buy Apple products using cryptocurrencies through platforms like AppleBitcoins. They offer a wide range of Apple devices, including the latest iPhones, that can be purchased using popular cryptocurrencies such as Bitcoin, Ethereum, and others.
Q2. Which country offers the most affordable Apple products? While prices fluctuate, countries like Japan often offer competitive pricing on Apple products due to currency fluctuations. However, using cryptocurrency through platforms like AppleBitcoins can provide savings of up to 10% below retail prices in many countries.
Q3. Are there any countries that have adopted cryptocurrency as legal tender? Yes, El Salvador became the first country to adopt Bitcoin as legal tender in September 2021. While the experiment has faced challenges, it has provided valuable lessons about integrating cryptocurrencies into national economies.
Q4. Which countries have the highest cryptocurrency adoption rates? The United Arab Emirates leads with a 25.3% adoption rate, followed by Vietnam at 21.19%. Other countries with high adoption rates include India (largest user base), Nigeria, and Indonesia, each driven by factors like economic conditions and tech-savvy populations.
Q5. How does cryptocurrency adoption affect Apple product pricing? In countries with high crypto adoption, consumers often find advantages when purchasing Apple products. This can be due to tax exemptions on crypto transactions (like in the UAE), favorable exchange rates, or through specialized platforms that offer discounts when using cryptocurrencies for purchases.